Landlord & Mortgage Damp Reports

As mortgage and insurance companies become increasingly cautious about risk, there has been a noticeable rise in requests for pre-purchase damp and timber reports.

Then vs. now

In the past, these reports were an optional extra to give buyers peace of mind. Today they can determine whether you secure your mortgage at all. If a surveyor’s damp meter detects potential damp, a report may be required before your application can proceed.

Why certification matters

These reports must be conducted by qualified professionals with PCA certification. Reports from unqualified providers, local builders or untrained damp proofers, are often rejected by mortgage companies, leading to delays and the extra cost of a second inspection.

Pro Trade’s surveyors are highly qualified to ensure your report meets the requirements of lenders and insurers, combining extensive construction experience with surveying expertise to deliver reports accepted nationwide.

What the report includes

• A detailed examination of the property exterior for defects that may cause water ingress or timber damage, drainpipes, gutters, ground levels and sub-floor ventilation
• Confirmation of a damp-proof course and checks for ground-level alterations that may bridge it
• Inspection of internal walls for damp and, where accessible, lifting of floorboards to examine timber condition
• A fully detailed report outlining the property’s condition and any remedial work required

Your report is thorough, reliable and accepted by mortgage and insurance providers, so your purchase or let can move forward without delay.